Living in Thailand without a credit card is feasible, but having one makes life easier. Foreigners can apply for a credit card in Thailand, but the requirements are different. Necessary documents include a work permit, proof of income, passport, and visa. Income requirements for foreigners are usually higher than for locals. Some banks have a maximum age requirement and may require additional documents for business owners. The application process can be done online, but it may take a few months to get approval. Bangkok Bank and Kasikorn Bank are popular choices for expats. Annual fees for credit cards range from 2,000 to over 10,000 THB. Payments can be made through banking apps, ATMs, or in-person at bank branches. Foreign transaction surcharges range from 1% to 2.5%. Using a Thai credit card for purchases in Baht is more cost-effective. Meta Data: {“keywords”:”credit cards, Thailand, foreigners”}
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